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Festo is 46 years old and lives in the town of Kayunga in the Mukono region of Uganda. She is married and has 5 children who are all currently in school. For the past 12 years, Festo has been working hard to manage her retail shop, which sells sugar, soap, milk and bread.

To help expand her business, Festo has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy commodities such as milk, bread, sugar and soap for resale, and will help Festo to generate greater profits and provide her clients with the best items. Festo hopes that in the future she will be able to her children the best education.

Festo is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Festo who do not have enough collateral for commercial loans, but have businesses that have grown too large for micro-loans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 82
    View loans »
    Uganda Loans Fundraising
  • $33,571,425
    Funds lent in using Kiva
  • 2,706.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Festo to buy commodities like milk, bread, sugar and soap for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Jan 11, 2013
Currency Exchange Loss:
Jan 19, 2014