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Pov's Group
In this Group: Pov, Kheout
Pov is 43 years old and married with nine children, five of whom are under her responsibility and either in school or employed. She and her family live in Battambang province’s Ek Phnom district in Cambodia.

Pov and her husband work as fishmongers to provide a decent life for the family. Having been in the current business for more than twenty years, this hardworking couple is able to earn approximately 20,000 KHR per day and manages to save about 4,000 KHR for future needs after deducting the daily cost of living.

This will be Pov’s fifth time requesting a loan via VisionFund (Kiva’s partner). The past loans that she already paid back enabled her to secure food needs for her family, which made her so satisfied. Pov is now leading a group of two female members to seek a loan in the amount of 1,800,000 KHR in total. With her requested loan portion, Pov plans on buying fishing materials such as a fish trap and cast net to support the fish-catching business. Pov hopes to better support the family and advance the education of her children as far as possible.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 59
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Pov's Group's $450 loan helped a member to buy fishing materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Feb 1, 2013
Currency Exchange Loss:
Jan 18, 2014