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Alma, age 35, has operated a sari-sari (general store) business for the past 11 years. Each month, she earns PhP 10,000 doing this type of work. She lives with her husband and their three children in San Vicente Bajo, Oroquieta City.

Alma has requested a loan in the amount of PhP 14,900, which she will use as additional capital to buy essential items to sell in her sari-sari store. Alma has been a member of PMPC for three years.

In the future, Alma hopes to build savings.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 405
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 40.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Alma to buy essential items to sell in her sari-sari store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Jan 11, 2013
Currency Exchange Loss:
Nov 17, 2013