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Roina is an 18-year-old single lady. She has a small garden where she grows 'ava (the Kava plant, in English), which she can sell to the community. Roina requests a loan to buy a new wheelbarrow, a shovel, rake, bush knives, fertilizer, weed-killer spray and plastic bags.

Roina has been a member of SPBD since 2012 and joined to gain access to financial stability. In the future, Roina hopes to use her earnings to improve her family assets.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 27
    View loans »
    Samoa Loans Fundraising
  • $8,620,100
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Roina to buy a wheelbarrow, shovel, rake, bush knives, fertilizers, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Jan 10, 2013
Currency Exchange Loss:
Dec 17, 2013