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Shani Ngatula's Tushirikiane Group
In this Group: Shani, Philipina, Flavia, Ikunda*, Saluma, Fitina, Pulkeria, Jamila, Evalina, Antonia, Rehema, Rehema, Mary, Mwanahawa, Victoria, Anna, Emilian, Erica, Anna, Akley, Blasida, Wanahamisi, Asha
* not pictured
Shani, age 54, is a widow and has nine children. She runs a clothing business and a chicken business to provide for her family. She started selling clothing in 1995, while she started the chicken business recently with a previous loan from Tujijenge Tanzania. From her businesses, she is able to make about $85 a month. She works from 10 a.m. to 8 p.m. daily.

In the past, Shani took three previous loans from Tujijenge Tanzania and repaid them successfully. She now hopes for a new loan to buy more clothing, chicks, and chicken feed to increase her businesses.

In the picture, Shani is third from the left.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 51
    View loans »
    Tanzania Loans Fundraising
  • $15,699,975
    Funds lent in using Kiva
  • 1,195.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Shani Ngatula's Tushirikiane Group's $4,725 loan helped a member to buy clothes to sell, plus chicks and chicken feed.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 19, 2008
Jul 1, 2008
Currency Exchange Loss:
Dec 16, 2008