A loan of $1,200 helped to buy stock merchandise for his business.


Julio's story

Julio, 66, is a kind, good, very dynamic man. He lives with his spouse of 38 years named Teodolinda who supports him in everything he does. They had five children together who are all now independent adults. For a long time he’s worked to provide a better quality of life for his children and now that they are adults he wants to have backup so he and his wife can life a worry-free old age.

Julio’s work consists in selling sweets and desserts he makes with his own hands. He sells all types of cookies, candies, caramels, cakes, sweet rolls, sandwiches and refreshing beverages. Julio is the right person for this job because he makes the desserts and refreshments using the best ingredients and the best tropical fruit in the city. He has a small stand in the city’s busiest market. He’s open from 8 in the morning to 7 at night. Anyone coming by his stand leaves satisfied and wanting to come back soon because his desserts are delicious. Thanks to the 11 years he’s been in this business he’s been able to accentuate the perfect taste his desserts are known for.

He always works alone because his work demands much effort with respect to customer service. However, he sometimes needs his spouse’s help in making the sweets. What makes him the happiest is watching his customers enjoy the desserts he sells and when they ask for seconds he knows he’s doing a good job. He hopes at some time

This is MFP loan #15. He’s grateful for the trust placed in him once again for him to access credit he needs to continue towards his objectives and programmed growth. Also, he’s very determined to make his payments punctually like he’s done with previous loans. He very much enjoys being part of the group he belongs to. He’s one of the longest-standing, almost a founding member, and he knows all the members who participate responsibly.

He will use the requested 3,000 soles to buy cookies, caramels, cereals, fruit, purple corn, gelatin, custard, flour, milk, butter, eggs and everything necessary to continue making the desserts he sells in his business.

Translator profile picture

Translated from Spanish by Kiva volunteer Polliz


Loan details


Lenders and lending teams



Loan details