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Campanayoq De Huaran Group
In this Group: Armandina, Maria Antonieta, Maria Elena, Valeria, Yeni Elizabet, Clara Luz, Silvia Socorro*, Gladis Yolanda, Milton Cornelio, Nieves, Juana Reveca, Olimpia*
* not pictured
The members belong to the communal bank called Campanayoq de Huaran. This bank is located in the district of Calca, in the province of Calca, and the region of Cusco.

Armandina is a member who is 55 years old and lives with her spouse. She has four children. She makes a living selling handcrafted items. She sells looms and sweaters made of alpaca wool. She is an independent vendor and takes her goods to various locations where crafts are sold.

She works from 8:00 a.m. until 7:00 p.m. Her dream is to open a store where she can sell her crafts. She has requested the loan in order to buy sweaters and looms.

The other members of the bank make a living selling records, selling groceries, raising animals, and selling cattle.

Armandina is grateful to those who have helped her reach her dream via this method and she promises to complete the payment of her loan by the established deadline.
View original language description ↓
Los socios pertenecen al banco comunal “CAMPANAYOQ DE HUARAN”; Este banco se ubicada en el distrito de Calca, perteneciente a la provincia de Calca y departamento de Cusco.

La socia es la Sra. Armandina ella es conviviente y tiene 55 años y tiene 4 hijos; La socia trabaja en su negocio de venta de artesanía, la socia vende telares y chompas hechas de alpaca, la socia vende en forma independiente llevando a diferentes lugares donde venden artesanía, la socia trabaja desde las 8:00 a.m hasta las 7:00 p.m,el sueño de la socia es tener un local donde pueda vender la artesanía. La socia solicita el préstamo para comprar chompas y telares.
Los otros socios se dedican al negocio de venta de discos, negocio de tienda de abarrotes, negocio de crianza de animales y negocio de venta de ganados.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 113
    View loans »
    Peru Loans Fundraising
  • $61,996,325
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Campanayoq De Huaran Group's $5,025 loan helped a member to buy sweaters and looms.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Feb 1, 2013
Currency Exchange Loss:
Jul 17, 2013