Check out some available loans that are similar to this one!
Darling José
Santa Rosa del Peñón is a beautiful little town located in León Department where there are many enterprising people; young Darling José lives here. Darling José is the name of this 31-year-old man who has striven for his and his two children’s lives. With much sacrifice he’s able to pay their school tuition costs but his great dream is to be able to provide a better roof over their heads so these young boys can live under better conditions.

Today, he noticed that Ceprodel and Kiva are financing loans for hardworking people like him which is why he’s requesting a loan to buy sand, cement and to pay labor costs. This would be one of his great dreams: to live with his family under better conditions.
View original language description ↓
Santa Rosa del Peñón una bella ciudad ubicada en el departamento de León, donde existen muchas personas emprendedoras, es aquí donde vive el joven Darling José.

Darling José se llama el Varón de 31 años edad Luchador por su vida y la de sus dos hijos quienes con tanto sacrificio mantiene los gastos de colegiatura, pero son de sus grande sueño poderle dar un mejor techo donde estos jovencitos puedan vivir en mejores condiciones.

Hoy en día se dio cuenta que Ceprodel y Kiva están Financiando crédito para las personas luchadora como él, por tan razón solicita un Crédito para la compra de. Arena, Cemento y Pago de mano de Obra, esto sería de sus grandes sueños vivir en mejores condiciones con su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Darling José to buy sand, cement and to pay labor costs.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 29, 2012
Jan 10, 2013
Currency Exchange Loss:
Apr 16, 2014