A loan of $1,775 helped a member to increase her inventory of jewelry, key chains, purses, and other small items.


El Arroyo Unidad Group's story

Martina E. H. is a middle-aged woman that lives in Samaná, Dominican Republic. As a single mother, her small vending business allows her to support her two sons. With this particular loan, she is looking forward to the possibility of acquiring more inventory such as necklaces, purses, and jewelry. The earnings from her business will allow her to continue to support her children and put her one step closer to her dream, which is to return to school and earn a degree.

Martina (pictured in the center with the brown shirt) is just one member of the 10 person bank, El Arroyo Unido. Together, these Dominican entrepreneurs are able unite in solidarity, allowing them access to funding that they would otherwise never be able to receive on their own. The concept of this group bank paying their loan together is to reduce the risk of one person defaulting, as the other members gladly help cover one another’s payments in order to receive their next loan together.

On behalf of Martina E. and the entire team at Esperanza, we thank you for your support and awareness of the global issue of poverty that you are making a difference in.

In this group: Martina, Rosa, Rosa*, Rosa, Ambrosia, Yeimy, Ysebel, Elpidio, Victor, Yosimary
*not pictured


Loan details


Lenders and lending teams



Loan details