Ama is married and has 2 children. Ama is a baker. She sells gari and saucepans, which she has done for 3 years. Her husband is a driver. Ama uses her income to assist her husband to pay their utility bills.
Ama will use the loan to purchase bags of flour and sugar for her bakery and also buy gari and saucepans for sale. With the profits Ama plans to expand her business.