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Karen Maria
Karen is an individual who truly wants to succeed and improve her life day after day. She lives with her husband and two children.

Karen owns a shop, in which she sells perishable goods and basic household foodstuffs. This business has provided her with extra earnings, giving her and her husband the help they so need to pay for their house and bills on time, as well as the food and other items needed to live with dignity.

Because of this Karen wants to stock more products in the shop, which is why she is requesting a loan from INTEGRAL. Through this loan she can buy rice, beans, sugar, dairy products, drinks and other goods which are essential in any good shop. This is very important to Karen since there is a lot of competition nearby. As a result, she must do everything she can to satisfy her customers and attract others who prefer to buy from her shop.
View original language description ↓
Karen, es una persona que anhela mucho salir adelante y mejorar día con día en la vida, vive junto a su esposo y dos hijos. Karen posee una tienda en la cual comercializa productos perecederos y de primera necesidad para el hogar. Este negocio es el cual le ha permitido poder contar con ganancias extras lo que le brinda la ayuda necesaria tanto a su esposo como a ella para pagar su casa y recibos a tiempo, y así mismo contar con los alimentos y todo lo necesario para vivir dignamente. Es por esto que Karen desea contar con más productos en la tienda, razón por la cual solicita un préstamo a INTEGRAL, a través del cual pueda comprar arroz, frijoles, azúcar, lácteos, bebidas y otros más los cuales son necesarios en una buena tienda. Esto es muy importante para Karen ya que cuenta con mucha competencia en el lugar, es por esto que debe contar con todo lo necesario para satisfacer a sus clientes y así ganar otros más los cuales prefieran comprar en su negocio.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 579
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Karen Maria to buy basic grains, cheese and other products to stock her shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Jan 10, 2013
Currency Exchange Loss:
Jun 18, 2013