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Carlos Ovidio
Carlos lives with his wife and two minor children. They both work: Carlos' wife is a street vendor selling fruit and vegetables, and Carlos has his own carpentry shop. They are both very hardworking and responsible. Carlos makes different items out of wood, such as closets, tables, chairs, and other funiture. Some of them he makes to fulfill a particular order from a customer, and others to sell at his shop, which brings in extra earnings and a high profit.

Carlos is requesting a loan so that he can move his business another step forward, by obtaining more raw material to do his work. This will allow him to accept more orders and also make more furniture to sell at his shop.
View original language description ↓
Carlos, vive junto a su esposa y dos hijos menores de edad que se dedican a trabajar, la esposa de Carlos se dedica a vender frutas y verduras de forma ambulante y Carlos se dedica a trabajar en su propia carpintería, ambos son muy trabajadores y responsables. Carlos elabora diferentes artículos elaborados de madera como: roperos, muebles, mesas, sillas y otros más, realizando alguno por pedidos previos hechos por sus clientes y elaborando otros para vender en su negocio, lo que le deja ganancias extras de mucho beneficio. Carlos solicita un préstamo y de esta forma dar un paso más en su negocio, contando con más materia prima para elaborar su trabajo de manera que pueda aceptar más pedidos y así mismo elaborar más muebles para comercializar en su negocio.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 549
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Carlos Ovidio to purchase wood and complete more carpentry work.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 22, 2012
Jan 10, 2013
Currency Exchange Loss:
Jan 25, 2014