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Update on Anarkul

Anarkul is 57 years old, married, and has raised children who currently live by themselves. As a main source of income for her family, Anarkul has over the last year been engaged in livestock breeding, after having started this business with a sum of 30,000 som (KGS). Thanks to persistent work, Anarkul currently has two calves and ten heads of sheep and goats on her farm. The monthly income from the business is around 20,000 som (KGS).

With an aim to further develop her business, Anarkul turned to the organization "Bai Tushum & Partners" for a loan in the amount of 45,000 som (KGS) for the purchase of a cow. Anarkul plans to invest the income from the loan in developing the business through purchasing cows to increase the income from the sale of milk.
View original language description ↓
Анаркул 57 лет, замужем, воспитала детей, которые сейчас проживают отдельно. Анаркул в качестве основного источника дохода для своей семьи, на протяжении последнего года занимается животноводством, начав этот бизнес с суммы в 30,000 сом (KGS ). Благодаря упорному труду Анаркул в ее хозяйстве на сегодняшний день имеется 2 теленка, 10 голов мелкого рогатого скота ежемесячная прибыль от хозяйства составляет около 20,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Анаркул обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 45,000 сом (KGS) на покупку 1 коровы. Доходы от кредита Анаркул планирует вкладывать в развитие бизнеса посредством покупки коров для увеличения доходов от продажи молока.

Previous Loan Details

Anarkul was born in the Ak Torkoi village (Chuyskaya region, Kyrgyzstan). She is married and raising three children. Anarkul was born in 1955 into a simple family with many children. Her father was a paramedic, and mother was a seamstress. Being the oldest in the family, Anarkul helped her pa... More from Anarkul's previous loan »

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 53
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Anarkul to purchase a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 27, 2012
Jan 11, 2013
Currency Exchange Loss:
Jan 18, 2014