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A loan of $5,000 helped to level off and clean land for sale.

Manana's story

Manana lives in the Kutaisi District. She is 45 years old and lives with her grown son. Both family members are unemployed at the moment, and they have no source of income. Manana has requested loans from local credit providers several times, but her loan requests are always rejected because of low income and the lack of experience in new business.

Her current loan request was approved within the framework of a new joint initiative between Kiva and Credo. The start-up loan program envisages the provision of business start-up and re-startup credits with soft conditions to the country's rural poor, who do not have access to credit products, being regarded as “high risk borrowers” because of their low incomes.

Manana owns a disordered plot of land, which she will clean and make even using the loan funds. After the land is leveled off, Manana will sell it in lots. This will improve the family's income and raise their standard of living. This will also help the family to earn enough income to access regular credit products available in the country’s capital market.

Loan details

Lenders and lending teams

Loan details