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Luzminda is married and has three children. She is 46 years old and lives in Sibutad, Zamboanga del Norte, Philippines.

Luzminda owns and operates a plot of farmland, planting bananas to earn a living. She has been in this business for four years and earns PHP 7,000 each month.

She requested a loan of PHP 15,000 to purchase farm chemicals. Luzminda has been a member of Kiva's partner, GDMPC, for a year. Luzminda aims to expand her business to have a better income.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 354
    View loans »
    Philippines Loans Fundraising
  • $70,673,000
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Luzminda to purchase farm chemicals.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 8, 2013
Jan 10, 2013
Currency Exchange Loss:
Oct 17, 2013