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Benedicto is 60 years old and lives with his wife in their own home. He works as an orderly in an institution and has done this work for many years. He has gained valuable experience that has enabled him to both enjoy his work and also receive satisfactory pay. He is well known in the town in which he resides. He is characterized by his kindness and by his willingness to always be at the service of others. He is devoted to his work and he gives his all to reach his goals. The most important thing in his life is his small family and in the recent weeks, the deterioration of his home has disrupted the harmony in the household.

His home needs repairs and he wants to complete those repairs as quickly as possible for the safety of everyone. He needs to invest in supplies for the repairs but does not have sufficient capital. Therefore, he is seeking a loan from INTEGRAL so that he can buy bricks, tiling, cement, rafters, etc. Benedicto has great references, he is very responsible, and he promises to repay the loan. This will help him provide his family with a better quality of life.
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Benedicto de sesenta años de edad vive junto a su compañera de vida en casa propia, él es un empleado de ordenanza en una institución tiene varios años con el trabajo y ha adquirido valiosa experiencia que le permite realizar su labor de una forma excelente y al mismo tiempo obtener su paga satisfactoriamente, es muy conocido en la localidad donde reside pues Benedicto se caracteriza por su gran amabilidad y por la capacidad de estar siempre al servicio de los demás; es un hombre realmente entregado a su labor, dispuesto a dar todo de su parte para cumplir sus objetivos, lo mas impórtate en su vida es su pequeña familia y en las ultimas semanas el deterioro de su vivienda ha incomodado la tranquilidad del hogar, la casa necesita reparaciones y quiere realizarlas lo mas pronto posible para la seguridad de todos, su mas grande secreto es la constancia, sabe que así alcanzara el éxito, necesita invertir pero no posee de suficiente capital por eso le solicita a INTEGRAL un crédito que le permita comprar ladrillos, tejas, cemento, polines etc. Benedicto tiene buenas referencias de pago y se hace responsable de cancelar la deuda, a la vez tiene confianza que podrá darle a su familia una mejor calidad de vida

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 583
    View loans »
    El Salvador Loans Fundraising
  • $31,727,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Benedicto to buy bricks, tiling, cement, and rafters.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 29, 2012
Jan 10, 2013
Currency Exchange Loss:
Dec 19, 2013