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Roxana Yanira
Roxana Yanira is 36 years old and lives with her husband Eduardo and their son in their own home. She owns a store in which she sells food such as beans, milk, eggs, bread, and other necessary items. She has owned this business for many years and has gained great sales experience that has helped increase her income. The store is located in her home in a very central part of town. She has many regular customers that prefer to shop in her store because she always has the products they need at affordable prices, and she provides excellent service.

Roxana is very dedicated to her work, she is energetic, and she has many goals for the future. Her secret of success is consistency and a love of the work. With these two things, she believes that anyone can achieve what they desire.

As any good business owner, she wants to grow her business. However, she needs capital in order to do so. Therefore, she is seeking a loan from INTEGRAL so that she can invest in the purchase of more basic grains, candies, eggs, bread, beverages, etc. Roxana Yanira has great references and she is sure that she can repay the loan. By growing her business, she is confident that she can improve her family’s quality of life.
View original language description ↓
Roxana Yanira de treinta y seis años de edad vive junto a su compañero de vida Eduardo y su hijo en casa propia; ella posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, entre otros, tiene muchos años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, esta ubicada en el lugar de su residencia en una localidad muy transitada, se ha hecho de mucha clientela, las personas la prefieren porque siempre tiene lo que necesitan con producto de calidad, a precios accesibles y con un servicio inigualable siempre a la orden de los clientes; Roxana es una mujer dedicada a su labor, enérgica y con muchas metas por delante, su mas grande secreto para alcanzar el éxito es la constancia y el amor al trabajo sabe que solo así logrará lo que desea, como toda buena comerciante quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, huevos, pan, bebidas, etc. Roxana Yanira tiene buenas referencias de pago, asegura que cancelara la deuda y a la vez confía en que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 577
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Roxana Yanira to purchase grains, candies, eggs, bread, and beverages.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 28, 2012
Jan 10, 2013
Currency Exchange Loss:
Jul 20, 2013