Nuria Del Carmen
Update on Nuria Del CarmenNuria, 48, lives with her husband and six children, two of whom are married but still live at home. She and her husband, along with their two eldest children work very hard to provide an income for the household. Nuria sells fruit and vegetables along the main street in her busy residential area. Many of the people in the area are her customers, so she wants to have a variety of products to sell.
She is requesting a loan through INTEGRAL to buy different seasonal fruits and vegetables. Nuria wants to increase sales and improve her economic stability.
Previous Loan DetailsNuria del Carmen is 47 years old and lives with her vast family, which is made up of her six children and her husband who also works. Nuria has a fruit and vegetable stand in the central market, in which she sells products by the unit and wholesale. She has many customers, many of which are peopl... More from Nuria Del Carmen's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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