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This is Rosita, 51, a resident of GMA, Cavite, Philippines. She is married to Rudy, a driver and an operator; they have five children. They manage their household while operating their business. She and her husband are working hard to provide income for their everyday expenses.

Rosita operates a mineral water station. She retails mineral water to her customers, selling them per 5-gallon container at a profit. Her customers are her neighbors and the local community. She earns a minimum of 300 PHP in sales everyday.

She is requesting 12,000 PHP to help her continue her business. She will use the loan to upgrade her facilities and to buy additional containers to expand her business. She expects a boost in her income as she expands her business.

Rosita hopes that all her children will finish their studies and dreams of improving their quality of living. She faithfully meets up with her co-fellowship members to share stories of her life and business and draw strength and inspiration from the fellowship and from the Word of God she studies.

*All CCT community partners/clients are organized into fellowship groups that meet on a daily basis. A fellowship group gather each week to study the Word of God, build social capital, and pay Micro Finance loan.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 551
    View loans »
    Philippines Loans Fundraising
  • $69,906,675
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Rosita to upgrade her facilities and buy additional containers to expand her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Jan 9, 2013
Currency Exchange Loss:
Jun 17, 2013