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Mercedes Del Carmen
Mercedes, 58, has a business selling cosmetics through a catalog. She is a beauty products promoter who sells door-to-door, visiting public and private institutions and homes in a number of neighborhoods to offer her products for sale. This is the first loan that she has taken with the institution. Mercedes will use this loan to buy cosmetics such as body creams to have in stock for her business. She is taking this loan because she wants to have a variety of products to satisfy her customers. Mercedes faces challenges in her business, including tending to her customers efficiently. She will use the profits from this business to improve her family's quality of life, because this is the only activity that allows her to support herself and get ahead on her own.
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La Sra. Mercedes tiene 58 años, ella se dedica a la venta de cosméticos por catalogo, es promotora de productos de belleza ella vende de manera ambulante visitando instituciones públicas y privadas, barrios distintos domicilios ofreciendo sus productos, este préstamo es su primera secuencia dentro de la institución, La Sra. Mercedes va a usar este préstamo para comprar cosméticos como cremas para la piel para tener en stock para su negocio, su razón para solicitar este préstamo es tener variedad de productos para satisfacer a sus clientes, La Sra. Mercedes enfrenta retos en su negocio que son atender con eficiencia a sus clientes y va a utilizar los beneficios para mejorar su calidad de vida de su familia ya que esta es la única actividad que le permite mantenerse y salir adelante sola.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $34,670,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mercedes Del Carmen to buy cosmetics (creams).
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Jan 9, 2013
Currency Exchange Loss:
Jun 17, 2014