A loan of $1,950 helped a member to stock her business with merchandise such as pants, blouses, skirts, shorts, t-shirts, camisoles, underwear, nightwear, and pajamas.


Cristo Nos Guia Group's story

The communal bank Cristo Nos Guia (Christ Guides Us) consists of 11 members, all single mothers with 18 children under their responsibility. These women are characterized by being hard-working and responsible with the personal will to overcome. They have had to work since they were very young, since due to the lack of economic resources, they had to help their parents with their physical labor. They are natives of Sauce, a place that is located in the northern part of the country. All of them are mutually supportive with their different economic activities.

Juana Francisca is the coordinator of the communal bank Cristo Nos Guia, and she has the responsibility for the members of the bank with regard to [making] the payments on time and in the correct form. Her business activity is the sale of merchandise in general, which consists of buying and selling pants, blouses, skirts, shorts, t-shirts, camisoles, underwear, nightwear, and pajamas. Her goal for the loan is to invest in working capital and meet the demands of her customers and in the not-too-distant future increase her income.

The communal bank is grateful for the help that the Kiva investors offer to people of scarce economic resources and poor countries such as Nicaragua so that they can have a dignified means of work.

In this group: Olga Del Carmen, Maricela Del Carmen , Juana De Dios , Martha , Norma Elena , Juana Francisca , Angela Del Rosario , Justina , Pabla Isabel , Raquel Veronica, Maria De Los Angeles

Translated from Spanish by Kiva volunteer Pam McMurry



Loan details


Lenders and lending teams



Loan details