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Julia Clarita
Julia lives in the Playas Canton. She is 42 years old, a single mother, and has a 17 year old son. Following the separation from her ex life partner, she made the decision to look for work. She did this so that her son would be able to finish his education.

As no one offered her work, she decided to get together the money she had in order to open her own business. Her business was, little by little, increasing in sales. It grew to the point that she now has a good business selling products.

Julia gets up at 6:00 a.m. every day.

She will use the loan to buy clothes, jewelry, and perfume, etc. Her goal is for her son to finish at the university and that he becomes a good professional.
View original language description ↓
Julia vive en el cantón playas .Ella tiene 42 años , es madre soltera y tiene un hijo de 17 años. A raíz de la separación de su ex pareja Toma la decisión de buscar trabajo para que pueda terminar los estudios su hijo. Como nadie se la brindaba ella decide juntar dinero que tenia y dar apertura a su negocio propio en general. En la actualidad su negocio poco a poco fue aumentando sus ventas hasta llegar a tener un buen negocio de ventas de productos. Julia todos los días se levanta 6 am. y va a visitar a sus clientes para así poder realizar los pedidos .Con el préstamo comprara ropa, bisutería, perfumes, etc. su meta es que su hijo termine la universidad y sea un buen profesional.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 43
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Julia Clarita to buy clothes, jewelry, and perfume, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Jan 14, 2013
Currency Exchange Loss:
Feb 25, 2014