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Elena Hermelinda
Elena Hermelinda, 49, lives with her husband and son in her own house. She sells varied home appliances and has been in business several years; she has quite a bit of sales experience that makes it possible for her to earn the expected profits. Her business is located in a spot that she deems is excellent for commercial activities because it has many customers because people know that what Elena sells is high quality at affordable prices and service is unequaled. She’s a determined woman who very much wants to get ahead. She likes to take advantage of opportunities that arise because she knows this is the only way to achieve success.

She’s wanted to increase sales for some time now because she knows that profits will increase this way too but she does not have enough capital to invest in supplies which is why she’s asking INTEGRAL for a loan to buy blenders, irons, tape recorders, etc. Elena Hermelinda is very responsible and has excellent payment references. She feels very happy with the support and is sure that she can repay the loan while offering her family improved quality of life.
View original language description ↓
Elena Hermelinda de cuarenta y nueve años de edad vive junto a su hijo en casa propia, ella se dedica a la venta de electrodomésticos en variedad, tiene varios años con el negocio y se ha hecho de mucha experiencia en las ventas que le permite obtener siempre las ganancias esperadas, su negocio se ubica en un lugar que califico como excelente para sus actividades comerciales, ya tiene mucha clientela pues las personas saben que todo lo que vende Elena es de muy buena calidad y a precios accesibles además el servicio es inigualable; es una mujer decidida con muchas ganas de salir adelante, le gusta aprovechar las oportunidades que se le presentan porque sabe que solo así logrará el éxito; desde hace mucho tiempo quiere aumentar las ventas, sabe que así aumentaran sus ganancias, no posee de suficiente capital para invertir en insumos por eso le solicita a INTEGRAL un crédito que le permita comprar licuadoras, planchas, grabadoras etc. Elena Hermelinda es muy responsable y tiene excelentes referencias de pago, se siente muy contenta por el apoyo y asegura que podrá cancelar el financiamiento y a la vez ofrecerle mejor calidad de para su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 713
    View loans »
    El Salvador Loans Fundraising
  • $29,653,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Elena Hermelinda to buy blenders, irons and tape recorders.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 10, 2012
Jan 9, 2013
Currency Exchange Loss:
Sep 17, 2013