A loan of $625 helped to invest in working capital and to stock her business with merchandise like perfumes, body creams, cosmetics, children's clothing, pants, shirts, skirts, and underwear.


Teresa De Jesus's story

Teresa is a 46-year-old single mother with one 23-year-old daughter. Her daughter is pursuing a degree in a university and is still supported by her mom. Teresa is a native of Chinandega, a place that is located in the western part of the country. She is a hardworking, responsible woman who was unable to pursue a university degree because she lacked financial resources. For that reason, she is supporting her daughter so that she might have a better future.

Thanks to her tenacity and her desire to improve herself, she has a business selling general merchandise, such as perfumes, body creams, cosmetics, children's clothing, pants, shirts, skirts, and underwear. She has had this street-vending business for ten years. Her work routine is to sell her merchandise out of a 20-kilogram bag for ten hours a day. She is happy with this business activity because it has been her means of helping her daughter to get ahead.

Her objective for this loan is to invest in working capital and to stock her business with general merchandise so that she can have a better income in the not-so-distant future. Teresa is thankful for the help that the Kiva lenders offer to disadvantaged people in poor countries like Nicaragua.

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Translated from Spanish by Kiva volunteer Holly Torpey



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