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Hok's Group
In this Group: Hok, Saret
Hok, age 62, is married and lives with her family in a village of the Ek Phnom district. She has three children. To make a living, she and her husband have been farming rice, planting beans and raising cows for 40 years. The current business earns her family about 46,000 KHR per day but she can manage to save about 13,000 KHR each day after daily expenses.

Hok has been with Kiva's partner, VisionFund, for five loan cycles while the other member has been with VisionFund for one cycle. Hok completely paid back her previous loans which helped her to relieve her farmland’s burden. Now she is leading her group of two to ask for another loan. As the leader, she wants to use her portion to buy fertilizer, seeds and pesticides for her plantation business. She hopes to increase her family’s income so as to improve their living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Hok's Group's $650 loan helped a member to buy fertilizer, seeds and pesticides for her plantation business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Feb 1, 2013
Currency Exchange Loss:
Jan 18, 2014