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Tamaz, 54 years old, is from a small village of Baghdati district. He lives with his mother, wife and two daughters. His mother is provided with a retirement pension. The family runs an agricultural business. In particular, they have a milk cow and two calves. The milk is used in cheese production. They sell cheese locally in an open market at a good price. In addition, they have a vineyard and a greenhouse where tomatoes and cucumbers are grown. They sell the harvested products and vodka locally.

Tamaz is very hardworking man and does his best to ensure a good harvest. He requested a loan for purchasing a milk cow. After purchasing an additional milk cow, they will be able to produce more dairy products. This will increase the income of the family. With increased income, they will be able to improve their living conditions. Tamaz awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,578,050
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Tamaz to purchase a milk cow.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Jan 9, 2013
Currency Exchange Loss:
Feb 17, 2014