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Nubia Isabel

Update on Nubia Isabel

Nubia, has owned her business for many years selling groceries and propane. She has invested the loans that she has taken in her business. Now she will do the same, buying staple grains, meat, dairy products, seasonings, and propane gas, so that she will always have products on hand to sell. Her neighbor has helped her to get ahead, because with her weight problem she finds it difficult to work or get around very much. Her customers really love her, and her children, who work on their own, support her. In the future, Nubia plans to establish a dining area and shelter for street children, and care for them with all the love of a mothe
View original language description ↓
Doña Nubia lleva muchos años con su propio negocio de abarrotes y venta de tropigas, los créditos los ha invertido en este negocio, ahora hará lo mismo comprara granos básicos, carnes, lácteos, sazonadores y gas para mantener siempre con productos la venta, su vecino le ha ayudado a salir adelante ya que con su problema de sobre peso no puede trabajar o movilizarse mucho, sus clientes la quieren mucho, recibe el apoyo de sus hijos quienes trabajan por cuenta propia, los planes futuros de doña Nubia es poner un comedor y una casa hogar para ayudar a los niños de la calle y cuidarlos con todo el amor de una madre.

Previous Loan Details

Doña Nubia continues to grow. Her general store has increased in recent years thanks to her determination to move forward and the help of some financing. Today she sells school supplies, propane, and vegetables. Nubia is requesting a new loan in order to buy rice, beans, corn, sugar, a dr... More from Nubia Isabel's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,754,375
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Nubia Isabel to buy staple grains, meat, dairy products, seasonings, and propane gas.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 26, 2012
Feb 1, 2013
Currency Exchange Loss:
Apr 18, 2013