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Rosa Elvira
Rose, 40, lives in the city of Cañete, Imperial district, with her three children, whom she loves and are her main reason for living. She is a very friendly, hard-working, and enthusiastic person, who puts all her effort into advancing her children, since she is mother and father to them. Sadly, because of a lack of economic resources, and the need to work to meet her expenses, Rosa was unable to study a professional degree. But she would have liked to be a great cosmetician. In her free time, she likes to make delicious desserts and sometime she cooks a delicious "arroz con pollo" (chicken with rice) to share with her family.

On her own initiative, and with a lot of effort and dedication, Rosa works in her small business selling clothing, for men, women, and children. She works every day starting early in the morning and she can work for about eight hours. She is very comfortable in her work and believes that it is going well for her because of the friendly way that she treats her customers. Rosa is very grateful to the Kiva lenders, because thanks to their help, she will be able to buy merchandise for her business, as well as two display cabinets and shelving. This way, she can stock her business and attend to more customers. Rosa will continue working and striving to achieve her big dream of expanding her business and having her own establishment.
View original language description ↓
Rosa es una mujer de 49 años, vive en la ciudad de Cañete, en el distrito de Imperial con sus tres hijos, a quienes ama y son su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a sus hijos, ya que ella es padre y madre para ellos; lamentablemente por falta de recursos económicos y por la necesidad de trabajar para solventar sus gastos, Rosa no pudo estudiar una carrera profesional, pero le hubiera gustado mucho ser una gran Cosmetóloga, en sus ratos libres le gusta cocina deliciosos postres y en algunas ocasiones cocina un riquísimo Arroz con Pollo para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Rosa trabaja en su pequeño negocio de venta de ropa, tanto para damas, caballeros y niños, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 8 horas, ella se siente a gusto realizando su labor y cree que le va bien por el trato amable que brinda a sus clientes.
Rosa se encuentra muy agradecida, con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería para su negocio, así como dos vitrinas y andamio, de esta manera podrá abastecer su negocio y atender a más clientes, así pues Rosa seguirá trabajando y esforzándose para lograr su gran sueño de ampliar su negocio y tener su propio local de ventas.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 118
    View loans »
    Peru Loans Fundraising
  • $61,994,300
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Rosa Elvira to buy merchandise (men's and women's clothing).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 28, 2012
Jan 9, 2013
Currency Exchange Loss:
Dec 17, 2013