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Jessica Martina
Jessia is 43 years old. Ever since she was very young she has worked very hard to get ahead, especially because she is a mother of 2 children aged 24 and 16. She has provided for them on her own, since she is a single mother. She's been able to rise above the adversities she's faced and be an example to her children. Jessica was not able to get a university degree due to a lack of financial resources, but she would have liked to have studied to become a nurse.

With a lot of effort and saving, she started her own business selling purses and perfumes. She works about 9 hours a day in her business, and she is able to serve about 12 customers a day. She believes that she is getting ahead with her business because she is very friendly with her customers, and offers beautiful and eye-catching products.

Jessica is very grateful for the great help that the Kiva lenders are providing her. She will buy merchandise for her business such as summer purses, perfumes, wallets, and other items. In this way, she will be able to have a greater variety of products and provide better service to her customers. Jessica will continue to strive to make her greatest dream a reality: "To have my own store and to become a great businesswoman."
View original language description ↓
Jessica tiene 43 años y desde muy joven trabaja muy duro para poder salir adelante, sobre todo porque es madre de 2 hijos de 24 y 16 años, a quienes ha sacado adelante sola ya que es madre soltera y a pesar de las adversidades ha podido surgir y ser un ejemplo para sus hijos. Jessica no pudo estudiar una carrera universitaria debido a sus pocos recursos económicos pero le hubiera gustado estudiar la carrera de enfermería.

Con mucho esfuerzo y ahorro logro iniciar su negocio de venta de carteras y perfumes, ella trabaja en su negocio alrededor de 9 horas al día y puede atender hasta 12 clientes diariamente; ella cree que está saliendo adelante en su negocio porque es muy amable con los clientes y ofrece productos bonitos y llamativos.

Jessica está muy agradecida con la gran ayuda que le han brindado los prestatarios Kiva podrá comprar mercadería para su negocio como carteras de verano, perfumes, billeteras, entre otros; de esta manera ella podrá tener mayor variedad de productos y poder atender mejor a sus clientes, así ella seguirá luchando para poder hacer realidad su más grande sueño:” Tener un local propio y ser una gran empresaria”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Jessica Martina to buy perfumes, wallets, purses and other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Feb 1, 2013
Currency Exchange Loss:
Jan 17, 2014