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Norma Maricela
Norma Marciela is 25 years old and has a son with her common-law husband. They all live in her in-laws' home in the city of Ventanas in the province of Los Ríos.

The community bank La Paulina is located in the parish of Puerto Pechiche Recinto la Paulina in the canton of Pueblo Viejo. This group is dedicated to farming and livestock.

Norma Marciela is a farmer who grows corn, rice and other crops. She also raises hens. She is seeking this loan in order to buy seeds, fertilizer, organic compost, insecticides, herbicides, and more hens.

With the help of this loan she will be able to maintain her crops of rice and corn. She buys these supplies and sells her crops and hens in the city of Ventanas.

Her dream is to buy her own home. In her free time she likes to listen to music.
View original language description ↓
NORMA MARICELA tiene 25 años de edad de estado civil unión libre tiene un hijo, vive con el hijo en casa de los suegros en Ventanas Provincia de los ríos.

La VRC LA PAULINA, se encuentra ubicada en la Parroquia Puerto Pechiche Recinto la Paulina, Pertenece al Cantón Pueblo Viejo se dedican a labores Agrícolas y Pecuarias.

NORMA MARICELA se dedica a la agricultura a la siembra de maíz, arroz, además se dedica a la crianza de gallinas. Solicita el crédito para comprar semillas, urea, abonos, insecticidas, abono orgánico, ranger y gallinas.

Con la ayuda del crédito podrá dar tratamiento a los cultivos de arroz y maíz. Las compras y ventas lo hace en la ciudad de Ventanas.

El sueño es comprarce una casa. En el tiempo libre le gusta escuchar música.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Norma Maricela to buy seeds, fertilizer, organic compost, insecticides, herbicides, and more hens.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 19, 2012
Jan 8, 2013
Currency Exchange Loss:
Aug 22, 2013