A loan of $1,650 helped a member to increase her store inventory and expand as a department store with cosmetics and beauty accessories.

Lenlailom Group's story

Lenlailom is a 9-member group of hard-working Tribal women in India. They live in a small village in the state of Manipur, one of the Seven North Eastern States, popularly known as the Seven Sisters. There is bus service from the main city, Imphal, and it takes about 3 hours' drive with a joyful bumpy ride.

Nempha is the profiled member, pictured with raised hand. She is 39 years old and is a mother to a son and a daughter who are in their teens. Other than farming and activities that result in daily wages, her husband does not have other means to earn income for the family. She grows vegetables in her homestead garden to maintain the family.

In 2010 with her first loan she started a small grocery shop by her house for the family's main income. She sells potatoes, sugar, 'dal' (lentils), chillis, salt, cooking oil, hair oil, toothbrushes, spices and 'pulses'. With the sale proceeds she repaid her loan liability. She could not save much because most of the income was used for the children's education. With good faith, to stock her store afresh she was able to negotiate with the wholesaler from the town for the supply in partial payments. In this way she has been running her store and earning income for the family. Through her business now she is in a position to save INR 200 daily after meeting the family requirements.

Nempha needs another loan and this will be her second loan. She will use the loan to increase her store inventory that she will sell for a profit. She decided to expand to a department store for larger profit opportunities. She wants to introduce cosmetic items and beauty accessories.

The group members, too, like herself have been working hard and making steady improvement with their respective income-generating activities.

In this group: Nemjahoi, Lhinglam, Hengah, Lhaikim , Nempha, Lhaineo, Hatkim, Nengboi, Veilhing

Loan details

Lenders and lending teams

Loan details