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Update on Milka

Milka used her previous loan amount to purchase rice, sugar and maize meal for use in her restaurant. It was profitable and she has been paying back the loan well and in good time.

This being her second loan term, she plans to use the amount to buy more stock of wheat flour, maize flour and cooking flour for use in her restaurant business. She anticipates making more income in her business and using it to educate her children as well as expand her business.

Milka hopes to open a big hotel, make more income and be able to provide for the needs of her family.

Previous Loan Details

Milkah is 37 years old. She is a single mother of three. She operates a restaurant and has been in the business for the past three years. This is her first loan from KADET LTD. She was introduced to us by one of our field officers. She will use the loan amount to purchase rice, sugar and maiz... More from Milka's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 459
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 86.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Milka to buy wheat flour, maize flour and cooking fat for use in her restaurant.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 17, 2012
Jan 8, 2013
Currency Exchange Loss:
Jan 17, 2014