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Clemencia Doralisa
Clemencia is a very dedicated and loving woman. She is the mother of three children whom she has raised with much love and effort, since the father of her children separated from her. Her house is located in the city of Ica, a city characterized by having a warm climate in every season of the year and also for being visited by a countless number of tourists who want to see the Huacachina Lagoon. It is also a city characterized by its agriculture, especially the cultivation of asparagus, cotton, and grapes. When Clemencia has free time, she likes to watch television, especially her favorite soap operas. She also likes to prepare one of the dishes that she likes most, which is the very delicious chicken with rice. Clemencia only went to secondary school, since her parents had few economic resources, but she would have very much liked to study to be a teacher.

Day after day Clemincia opens her beverage sales business, where she sells soft drinks, cold beverages, and beer. She works about 12 hours a day and can serve up to 30 customers a day. She feels that her business is going well for her because she offers good service to her customers.

Clemencia is very grateful to the Kiva lenders, since this is the second time they have offered her their great help, and on this occasion she will be able to improve her house, since she will refurbish her floor and walls and thus improve her quality of life, and she will continue striving to make her great dream a reality: to have a better quality of life.
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Clemencia es una mujer muy dedicada y amorosa, es madre de 3 hijos los cuales ha sacado adelante con mucho amor y esfuerzo ya que el padre de sus hijos se separo de ella; su vivienda se ubica en la ciudad de Ica, ciudad que se caracteriza por tener un clima cálido en cualquier época del año, así como también por ser visitada por infinidad de turistas que desean conocer “La laguna de Huacachina”, asimismo es una ciudad que se caracteriza por su agricultura en especial el cultivo de esparrago, algodón y uva. Cuando Clemencia tiene un tiempo libre le gusta ver televisión en especial sus novelas favoritas, asimismo le gusta preparar uno de los platillos que más le gustan el cual es el riquísimo “Arroz con Pato”. Clemencia solo tuvo estudios secundario debido a que sus padres tenían pocos recursos económicos pero le hubiera gustado mucho estudiar ´para ser profesora.

Día a Día Clemencia abre su negocio de venta de bebidas como gaseosas, refrescos y cervezas, trabaja alrededor de 12 horas al día y puede atender hasta 30 clientes en el día, ella cree que le va bien en su negocio porque brinda una buena atención a sus clientes.

Clemencia está muy agradecida con los prestatarios Kiva ya que es la segunda vez que le brindan su gran ayuda y en esta oportunidad podrá mejorar su vivienda, ya que refaccionara su piso y refaccionar las paredes, así mejorar su calidad de vida y seguirá luchando para hacer realidad su gran sueño:” Tener una mejor Calidad de Vida”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 122
    View loans »
    Peru Loans Fundraising
  • $61,968,575
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Clemencia Doralisa to improve her home (refurbish the walls and floors).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 28, 2012
Feb 1, 2013
Currency Exchange Loss:
Jan 17, 2014