Ruthina is 60 years old and married with eight children.
She earns a living by farming rice in the Philippines. Ruthina is borrowing PHP 14,000 through NWTF to purchase fertilizers and other farm equipment.
Ruthina has been farming rice for six years and earns additional income from raising ducks.
She is working tirelessly toward the attainment of her dream of saving money to expand her business.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.