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Marta Elena
Marta is fifty years old and runs her own business of selling meals and fried foods. Her business is located in the hospital center of San Rafael del Sur. She has been working in this position for six years. Her customers are wage-earning people in the area, or patients that are searching for medical services in these medical centers. Her daughters help her in this business.

She is known as a person of good payment habits. The money granted to her will be returned with all the interest payments.

She also gives thanks to the organizations like Kiva that have helped many individuals with an enterprising vision to achieve their dreams, which is in some cases, to just be able to sustain their families.
View original language description ↓
Doña Marta a sus cincuenta años de edad administra un negocio de venta de comidas y fritangas el cual se ubica en un centro hospitalario de san Rafael del sur, tiene seis años en dicha labor sus cliente son personas asalariadas del mismo centro o pacientes que buscan los servicios médicos de estas unidades medicas, las personas que le ayudan en su negocio son sus hijas. Es conocida como una persona de buenas costumbres de pago por lo que el dinero otorgado será devuelto este con todos sus intereses. A la vez agradece a estos organismos como kiva que ayudan para que mucha gente con visión emprendedora logren sus sueños que en algunos casos tan solo es el sostén de sus familias.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 52
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Marta Elena to buy juice, carbonated drinks, bakery items, bulk grains, oil, and other products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 26, 2012
Jan 8, 2013
Currency Exchange Loss:
Jan 18, 2014