Roberto Timoteo is 38, single, and has no children. He lives with his parents in the city of Ventanas in Los Rios province.
The members of the "27 de mayo" communal bank work in agriculture, and all live near the rural settlement of Cadial. Almost all have been brought up in that area, mostly engaging in farming and livestock-raising.
Roberto Timoteo farms, growing corn and rice. He also raises ducks and pigs. He is applying for the loan so that he can buy urea, insecticides, weedkiller herbicide and a pig. With the help of the loan, he will be able to buy what he needs for planting.
He makes his purchases and carries out his sales in Ventanas every six months, depending on the planting.
His dream is to increase his crops and help his family. In his free time, he likes to play sports; especially volleyball.
ROBERTO TIMOTEO tiene 38 años de edad es soltero no tiene hijos, vive con los padres en la ciudad de Ventanas provincia de los ríos.
La VRC 27 DE MAYO sus miembros se ddeican a la agricultura todos viven en el sector del recinto el Cadial Practicamente se han criado en esa zona se dedican a labores agrícolas u Pecuarias en su mayoria.
ROBERTO TIMOTEO se dedica a la agricultura a la siembra de maíz, arroz, además se dedica a la crianza de patos y cerdos. Solicita el crédito para comprar urea, insecticidas, líquido mata maleza, ranger, 1 cerdo. Con la ayuda del crédito podrá comprar lo necesario para las siembras.
Las compras y las ventas lo hará en Ventanas cada seis meses dependiendo la siembra.
El sueño es aumentar los sembríos y apoyar a la familia. En el tiempo libre le gusta hacer deporte en especial el boli.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!