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Publio Beltran

Update on Publio Beltran

Publio Beltrán is 59 years old and lives with his common-law wife and 5 children in the Ventanas canton in the province of los Ríos.

The DULCE SENTIMIENTO communal bank is found in Recinto Caimito II, in the parish of Puerto Pechiche which belongs to the Pueblo Viejo canton. This bank focuses on short-cycle agriculture growing corn, rice, and pigeon peas.

Publio Beltrán works in agriculture growing corn, rice, and pigeon peas. He buys and sells in the Ventanas canton. He is asking for this loan so he can buy seeds, urea, fertilizer and weed killer.

The loan will be a very great help as he will be able to purchase these without any problems.

The challenges he faces most frequently are competition and pests. His dream is to improve his income to help his family's well-being. In his spare time he likes to play sports.
View original language description ↓
Publio Beltrán tiene 59 años de edad vive en unión libre tiene cinco hijos, vive con la esposa y con los hijos en el Cantón Ventanas Provincia de los Ríos.

LA VRC DULCE SENTIMIENTO, se encuentra ubicada en el Recinto Caimito II, parroquia Puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, arroz y frejol gandul.

Publio Beltrán se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul las compras y las ventas las realiza en el Cantón ventanas. Solicita el Crédito para comprar semillas, urea, ranger, líquido mata monte, fertilizantes.

El Crédito será de mucha ayuda porque podrá realizar las compras sin ningún problema por el dinero.

Los desafíos que se le presenta muy frecuentes son la competencia y las plagas. El sueño esmejorar los ingresos para el bienestar de la familia. En el tiempo libre le gusta hacer deporte.

Previous Loan Details

Publio Beltrán, 58, lives in Ventanas canton in Los Ríos province with his common-law wife and five children, ages 34, 28, 24, 22, and 19. The Dulce Sentimiento communal bank is located in the Caimito II area of Puerto Pechiche parish in Pueblo Viejo canton. This bank focuses on short-cycle a... More from Publio Beltran's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 69
    View loans »
    Ecuador Loans Fundraising
  • $25,592,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Publio Beltran para comprar semillas, urea, ranger, líquido mata monte, fertilizantes.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 26, 2012
Jan 8, 2013
Currency Exchange Loss:
Aug 21, 2013