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Yessenia Carolina

Update on Yessenia Carolina

Señora Yessenia has been a hard working mother from a very young age. She has two children and lives with her husband in the town of San Ignacio.

Both of them have worked very hard to help get their family ahead, she is a seller like her husband. He has been selling fruits and vegetables for 6 years, with this new financing they will be able to buy more and expand the business to increase their household income and improve the conditions for their children.

She is thankful for the support that Afodenic and Kiva Loans has offered her.
View original language description ↓
La señora Yessenia, mujer trabajadora desde muy joven, madre de dos niños, vive junto a su esposo en el municipio de San Ignacio junto a su esposo, entre los dos han trabajado muy dura para sacar adelante a su familia, ella es comerciante al igual su esposo, vende frutas y verduras desde hace 6 años, con este nuevo financiamiento podra comprar y hacer un poco mas grande su negocio para obtener mejores ingresos en el hogar. para darle mejores condiciones a sus hijos, Agradece el apoyo que Afodenic y fondos Kiva le han brindado.

Previous Loan Details

Yessenia Carolina B. H. is 22 years old. This young woman lives in Reparto Rigoberto Lopez Pérez. She is married, and her young husband is a fruit and vegetable seller, bringing in a stable income to support the family. They have a daughter who is seven years old, which makes it difficult to l... More from Yessenia Carolina's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Yessenia Carolina to buy fruits and vegetables.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 17, 2012
Jan 8, 2013
Currency Exchange Loss:
Feb 17, 2014