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Jessica Consuelo

Update on Jessica Consuelo

Jessica Consuelo is 34 years old, separated from her spouse, and has five children. She lives with her children in the canton of Ventanas in Los Ríos Province.

The Communal Bank “Dulce Sentimiento” (Sweet Sentiment) is located in the neighborhood of Caimito II in the parish of Puerto Pechiche, canton of Pueblo Viejo. The members of the Communal Bank are short-cycle farmers who grow corn, rice, and pigeon peas.

Jessica Consuelo is a farmer who grows corn, rice, and pigeon peas. Her purchases and sales are conducted in the canton of Ventanas. Jessica is requesting a loan in order to buy seeds, urea, insecticides, Ranger (a brand of herbicide), and liquid weed killer so that she can keep her crops in good condition.

With her previous loan, she was able to buy seeds and farming supplies such as urea, weed killer, fertilizers, and poisons so that she could maintain the excellent condition of her crops. Her family is doing well and she has been able to increase production as a result of her work. Jessica’s income has improved greatly because she is able to generate more revenue through the sale of her products.

Her dream is to accomplish all of her goals. In her free time, Jessica Consuelo enjoys playing with her children.

View original language description ↓
Jessica Consuelo tiene 34 años de edad es separada tiene cinco hijos, vive con los hijos en el Cantón Ventanas Provincia de los ríos.

LA VRC DULCE SENTIMIENTO, se encuentra ubicada en el Recinto Caimito II, parroquia Puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, arroz y frejol gandul.

Jessica Consuelo se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul las compras y las ventas las realiza en el cantón Ventanas.

Solicita el Crédito para comprar semillas, urea, insecticidas, ranger, líquido mata maleza. para mantener en buenas condiciones los cultivos.

Con el dinero del prestamo anterior pudo comprar semillas e insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos.
En la familia la relación es muy buena, en el trabajo ha aumentado la producción, los ingresos a mejorado mucho porque ahora con la venta de los productos obtiene más ingresos.

El sueño es cumplir con todas las metas. En elt iempo libre le gusta jugar con los hijos.

Previous Loan Details

Jessica Consuelo is 33 years old. She lives with her common law husband and 5 children in the Ventanas canton in the Ríos province. The community bank LA VRC DULCE SENTIMIENTO can be found in Recinto Caimato II, in the parish of Puerto Pechiche which belongs to the Pueblo Viejo canton. This is a... More from Jessica Consuelo's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $26,739,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jessica Consuelo to buy seeds, urea, insecticides, herbicide, and liquid weed killer.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 26, 2012
Jan 8, 2013
Currency Exchange Loss:
Aug 20, 2013