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Manuela is a very friendly person, and she defines herself as fighter, modest, cheerful and hardworking. Manuela lives in the city of Tulcán, in the Charchi province in the north of Ecuador. She is a single mother and has a son who is 11 years old. She loves him and fights every day to get ahead. Manuela instills ethical and religious values to her son. These are the qualities that make Manuela an admirable woman.

Manuela is requesting a loan to FODEMI which will be invested in the purchase of notebooks, books, school supplies, office supplies, and paper in different sizes to use in the copier she has in her stationery. Because her business is growing very fast, she needs more investment to meet the demand of existing customers.

Manuela's dream is to continue working in her stationery and as a copier because she is doing well and knows that if she keeps working and investing her money better, she will be able to give a good education to her son and improve the quality of life for her family.
View original language description ↓
La Sra. Manuela es una persona de carácter muy amigable, ella se define como una mujer, luchadora, humilde, alegre y muy trabajadora, Manuela vive en la ciudad de Tulcán, provincia del Carchi al norte del Ecuador, Ella es madre soltera tiene un hijo de 11 años a quien ama y lucha día a día por sacarle a delante, Manuela inculca valores éticos y religiosos a su hijo, son estas cualidades que hacen de manuela una mujer digna de admiración.
Manuela solicita a FODEMI un crédito que será invertido en la compra de cuadernos, libros, útiles escolares, útiles de oficina y papel en diferentes tamaños para utilizar en la copiadora que tiene dentro de su papelería, ya que su negocio está creciendo muy rápido y necesita más inversión para lograr cubrir la demanda existente de clientes.
El sueño que doña Manuela tiene es seguir trabajando en su papelería y copiadora por que le esta yendo bien y sabe que si sigue trabajando e invirtiendo mejor su dinero, podrá dar a su hijo una buena educación y mejorar la calidad de vida de su familia.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,532,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Manuela to purchase notebooks, books, school and office supplies, and also boxes of copier paper.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Jan 7, 2013
Currency Exchange Loss:
Feb 20, 2014