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Mayra is an exemplary woman who is a primary teacher. Currently, she is retired because of effects from chalk dust, but she has a business that sells sodas and pastries. She is married. Her husband and children work together by contract in a company in the area in which they live.

Now, the necessity to improve her home has presented itself. It is the construction of the wall and reinforcement of the roof that are in poor condition, and because of that she presented herself in the offices of Ceprodel to request funding to buy material like screeds, gravel, cement, sand, purlin beams, iron, and doors. In this way, she will improve her living conditions and standard of living.

She also thanks Ceprodel for the timely loan and for the support to achieve her dream.
View original language description ↓
Mayra, es una señora ejemplar de profesión maestra de educación primaria, actualmente esta jubilada por afectación del polvillo de tiza, pero ejerce un negocio de venta de refrescos y repostería, es casada su esposo y sus hijos trabajan en conjunto por contrato a una empresa de la zona donde habitan.
Actualmente presenta una necesidad de mejorar su casa como es la construcción de pared y reforzamiento de techo los que están en mal estado, por eso se presento a las oficinas de ceprodel para solicitar un financiamiento para comprar materiales como reglones, piedrín, cemento, arena, perlin, hierro y puertas, de esa manera mejorar las condiciones y nivel de vida.
Y agradeciéndole a ceprodel por el crédito oportuno y por el apoyo para lograr su sueño.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Mayra to buy screeds, gravel, cement, sand, purlin beams, iron, and doors.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 26, 2012
Jan 7, 2013
Currency Exchange Loss:
Feb 17, 2014