Check out some available loans that are similar to this one!
Lila Josefa
Lila is a forward-looking woman. Her economic activity is being an elementary school teacher. Her husband and son work transporting heavy loads; she’s married.

She currently needs to make some improvements to her house that’s in bad shape which is why she decided to visit Ceprodel to request financing to buy cement, iron, metal sheeting, roof purlins, sand and concrete blocks to replace the pillars, walls and roof thus improving her living conditions and her standard of living.
View original language description ↓
La señora Lila es una mujer visionaria, su actividad económica la efectúa atravez de la profesión como maestra de educación primaria, su marido y su hijo son transportista de carga, es casada.
Actualmente tiene una necesidad de mejorar su vivienda la que está en mal estado, por eso se decidió visitar a ceprodel para solicitar un financiamiento para la compra de cemento, hierro, zinc, perlin, arena y bloques para cambiar pilares, pared y techo y de esa manera mejorar las condiciones y nivel de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 31
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Lila Josefa to buy cement, iron, metal sheets, roof purlins, sand and concrete blocks.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 27, 2012
Jan 7, 2013
Currency Exchange Loss:
Feb 17, 2014