A loan of $975 helped to buy inventory.


Jose Beningno's story

José Benigno is 56 years old, married, and has two adult children. He is from the Managua department, located in the central zone of the country. He is known for being responsible, hardworking, of good customs, and with a desire to succeed personally.

José has been selling book bags for the past 16 years. He started this because he needed a way to generate an income and he took advantage of the severance pay he received in the 90’s. This used to be the way he supported his family, but thanks to his desire to succeed, his tenacity, and entrepreneurship, this is now the way he earns a living.

The business is located in one of the city’s two markets. He will use the money from this loan to buy book bags so he can take advantage of the start of the school year and increase his income in the near future. José Benigno is grateful to the Kiva lenders who help people of limited resources in poor countries such as Nicaragua.

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Translated from Spanish by Kiva volunteer Hugo Reyes



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