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Fred is a 29-year-old, government employee, who works as a primary school teacher. He has been in service as a teacher for two and one-half years. He is a father to two children, married, and lives in Kagadi, Uganda. He was inspired to enter the teaching profession by the respect it commands among the community members in Uganda.

In order to supplement his low salary he ventured into the coffee-growing business, despite the challenges of price fluctuations and high operational costs. His dream is to buy land and grow coffee on a large scale. Fred intends to use this loan to buy land for farming.

Additional Information

More information about this loan

This loan is part of HOFOKAM's program targeting poor and geographically excluded populations in Western Uganda. In addition to loans, it provides social and business training programs to low-income entrepreneurs and their communities. Since 2003, HOFOKAM has provided sustainable financial and non-financial services to promote social, economic and sustainable land development and improve the quality of life for vulnerable populations. The organization has a clear vested interest in underserved communities with its headquarters in rural Fort Portal and a number of branches in extremely remote areas.

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

About Uganda

  • $1,800
    Average annual income
  • 135
    View loans »
    Uganda Loans Fundraising
  • $33,804,000
    Funds lent in using Kiva
  • 2,713.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Fred to buy land for coffee farming, the profit from which will supplement his low teaching salary.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Jan 7, 2013
Currency Exchange Loss:
Jan 17, 2014