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Ernestina is a 53-year-old 2nd hand clothes seller. She is married to Anthony, who is 54 years old and a printer.

They have two children who are adults and independent. She did not continue her education after completing the basic school so she opted to go into trading.

In 2011, because she needed capital to expand her business, she joined ID Ghana after a partner introduced her to ID Ghana. She became interested and joined in November.

She is hardworking, industrious and a committed individual ready to support the husband to educate their children.

This is her 3rd loan and she needs GHS 700 to buy more to sell to her customers.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

About Ghana

  • $3,500
    Average annual income
  • 35
    View loans »
    Ghana Loans Fundraising
  • $12,522,450
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ernestina to buy more second hand clothing and sell to customers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Jan 14, 2013
Currency Exchange Loss:
Aug 17, 2013