A loan of $1,200 helped to buy fertilisers and quality seeds; and to support labor costs during maize production.


Hyacenthe's story

Hyacenthe is aged 33. She is married to a farmer. She has been farming for 15 years. She wants to use the loan for purchasing fertilizers, quality seeds, and to support labor costs during maize production. The profits from the business will be used to pay for medical insurance. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details