A loan of $1,275 helped to buy fertilizer, seeds, and to pay for labor costs during maize production.


Pascal's story

Pascal is 56 years old. He is married to a farmer, and he has been a rice farmer for 13 years. He has requested this Kiva Loan to buy fertilizer, quality seeds, and support labor costs during maize production. With the profits from the harvest, he will be paying school fees for the children, and buy cattle for rearing. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details