A loan of $1,300 helped to buy fertilizers and quality seeds and to support labor costs during rice production.


Tharcisse's story

Tharcisse is 61 years old. He is married with seven children, and they all go to school. His wife is also a farmer. He has been a rice farmer for 40 years. He has requested this Kiva loan to buy fertilizers and quality seeds and to support labor costs during rice production. With the profits from the harvest, he will be for paying school fees for the children.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details