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Update on Svetlana

Svetlana hails from the city of Melitopol. She sells women's clothing at the local market, where she has her own retail spot. She has 10 years of experience in this line of work.

Svetlana needs a sum of 20,000 hryvnia for personal use: to carry out repairs in her home. She hopes to use this loan to lay new tile in the bathroom and in the toilet and install new fixtures there. In addition, she would like to put new wallpaper and linoleum in one of the rooms of her house.
View original language description ↓
Светлана – из Мелитополя. Она торгует на местном рынке женской одеждой. У нее свое собственное торговое место. Опыт работы в этом бизнесе составляет уже 10 лет.
Светлане необходима сумма в 20 000 гривен для личных целей: для того, чтобы сделать ремонт одной из комнат, ванной и туалета. Светлана надеется с помощью полученной суммы выложить кафель в ванной и туалете, установить там новую сантехнику, а также поклеить обои и положить линолеум в одной из комнат.

Previous Loan Details

Svetlana is married. She has a grown daughter. Svetlana has her own business. For seven years, she has been selling women’s clothing at the central market. She has her own sales outlet. Svetlana is always friendly with her customers. She knows how to choose wares that are in demand. Svetlana woul... More from Svetlana's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ukraine

  • $8,200
    Average annual income
  • 10
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Svetlana to carry out repairs in one room, bathroom and toilet.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 24, 2012
Jan 8, 2013
Currency Exchange Loss:
Jan 18, 2014