This is Analie, age 44, who is a resident of Dasmariñas, Cavite, in the Philippines. She is married to Roger, who is her business partner, and she is a mother to her children. She and her husband manage their household while operating a business. At this time, she is working hard to continually provide income for her family's everyday expenses.
Analie operates a variety store. In the Philippines, a variety store is basically a small convenience store that retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a PHP 5-worth of cooking oil or an egg. She earns money by buying supplies at wholesale prices and selling them by the piece. Her regular customers are her neighbors and the local community members. She earns a minimum of PHP 500 in sales every day.
To help her continue operating her business, Analie is requesting a PHP 35,000 loan. She will use the loan to buy groceries, toiletries and beverages to expand her product inventory. She expects a boost in her business income as she expands her business.
Analie hopes that her business will continue to grow and that her family will be happier. She faithfully meets with her co-fellowship* members to share stories of her work every week and also draw strength and inspiration from the word of God she studies.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group comprises 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital and repay micro-finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.